Privacy Policy

Privacy Policy

Introduction

At https://cheap-renters-insurance-phoenix.livebursts.com (hereinafter referred to as “Cheap Renters Insurance Phoenix,” “we,” or “our”), we prioritize your privacy and data security. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of personal information in accordance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CPPA/CCPA) and its updated version, the California Privacy Rights Act (CPRA)
  • Colorado’s Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA)
  • Connecticut’s Consumer Data Protection Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

  1. Our official website at https://cheap-renters-insurance-phoenix.livebursts.com
  2. All applications and services offered by Cheap Renters Insurance Phoenix
  3. Interactions on any linked third-party platforms or services, which have their own privacy policies governing data collection

Processing Activities

This policy covers the following actions taken by us:

  1. User Engagement: When you use our applications, access our website, or interact with our services as an authorized user.
  2. Communication: Receiving newsletters, emails, calls, or text messages from our team.
  3. Data Collection: Any instance where we gather personal information from you.

Personal Data Collection and Types of Information

We collect several categories of personal data to enhance your experience and provide tailored services:

  1. Account Information: Details related to your user account, such as usernames, passwords, and registration data.
  2. Payment Information: Credit or debit card details, billing addresses, and transaction records for processing payments and refunds.
  3. Financial Information: Savings, investment, and insurance policy-related data (if provided).
  4. Purchase Information: Products or services bought from us, including quantities and purchase dates.
  5. Mobile Device Identifiers: Unique device IDs, browser types, operating system, and mobile network information for analytics and personalization.
  6. Location Data: GPS coordinates or location-based data to provide location-specific services (with user consent).
  7. Feedback: Comments, reviews, and survey responses to improve our products and services.
  8. Social Media Information: Data from social media platforms when you interact with our content or share it.
  9. Product Information: Details about the insurance plans and products you show interest in or purchase.

We obtain this data through direct user input, automated systems (like cookies), and third-party sources who provide us with aggregated or de-identified information.

Cookies and Data Collection Technologies

We use cookies to enhance your browsing experience and gather analytics:

  1. Strictly Necessary Cookies: Ensure basic functions of our website work correctly.
  2. Preference Cookies: Remember user preferences for a personalized experience.
  3. Analytics Cookies: Track site usage, measure performance, and understand user behavior.

Users can manage non-essential cookies through our Cookie Manager or browser settings.

Data Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes:

  • Financial records and transaction histories may be kept for an extended period due to legal requirements.
  • Once the purpose of data collection is fulfilled, we securely delete or anonymize your data.

Security Measures

We have implemented robust security protocols to safeguard your personal information:

  • Encryption during data transmission and storage.
  • Secure third-party processing partners who adhere to strict privacy standards.
  • Regular security audits and updates to protect against potential threats.

Children’s Privacy

Our services are not intended for individuals under 18 years old, and we do not knowingly collect personal information from children.

Your Rights (Depending on Your Location)

You may have certain rights regarding your personal data, including:

  • Access to and rectification of your data.
  • Erasure or the right to be forgotten.
  • Restriction or objection to the processing of your data.
  • Data portability.
  • The right to withdraw consent at any time.
  • Non-discrimination for exercising your privacy rights.

To exercise these rights, please reach out to our privacy team via email or mail.

Changes to Privacy Policy

We reserve the right to update this policy, and any amendments will be posted on our website with a revised effective date.

Contact Information

For any questions related to privacy, data security, unsubscribe requests, or to exercise your rights, contact us: